Travel insurance often has some level of medical coverage but is more focused on personal belongings, travel plans and accommodation costs. It's advisable to purchase your travel insurance policy as soon as you've put down any money for your trip. That way, you'll be protected if something goes wrong. Travel insurance is also something essential to keep in mind.
There are loads of different options for travel insurance; HBD Services will certainly help you find a suitable policy. As a rule of thumb, policies come with coverage of these three basic scenarios:
- Lost or stolen possessions: Things get lost, valuables get stolen, and if they do, your travel insurance can help towards the cost of replacement.
- Cancellations: If something happens that causes you to cancel your trip or return home early, you can claim back any prepaid fees. Make sure the cancellation cover limit matches the total costs you're paying for travel.
- 24/7 assistance: Most policies come with access to an emergency helpline that's available 24-hours a day. This means that no matter what happens, you'll have someone on hand to help.
Would you like to know more about our Travel Insurance service? Contact us
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